Bank statement converter: PDF to Excel, CSV & Tally XML,
without uploading it anywhere

Only if you know where the file goes. Almost every online bank statement converter uploads your PDF to its server to process it, which means account numbers, balances and every transaction leave your machine and sit in someone else’s storage under their retention policy. TieOut removes the question entirely: it never uploads the file. The PDF is parsed by JavaScript inside your own browser tab, so there is no server copy to retain, leak or subpoena.

Turn off your Wi-Fi and convert the statement anyway — it still works, because there is no server involved. You can also open your browser’s DevTools → Network tab while converting and watch that no request carries your file. That check takes ten seconds and is worth doing on any converter you use, not just this one.

Not for client data. Pasting a client’s bank statement into a general-purpose AI assistant sends it to a third-party server where retention and training-use depend on that provider’s settings and plan, and a professional handling someone else’s financial data usually cannot justify that disclosure. There is also an accuracy problem: language models transcribe numbers approximately, while a converter that validates the running balance can prove the extraction is complete.

SBI, HDFC, ICICI, Kotak, Axis, Federal and PNB native e-statements are supported today, plus HDFC ENet for corporate accounts. Support means the parser has been checked against an actual statement from that bank and passed the balance-chain validation, not just that the bank is listed — which is why the list is eight banks long and not a hundred. Each bank has its own page describing the layout quirks TieOut handles for it.

It is set by your bank and stated in the email or SMS that delivered the statement — check that message first, because the rule differs by bank and by delivery channel. Common patterns are your date of birth as DDMMYYYY, or your customer ID in the case of HDFC. Enter it when TieOut prompts you; decryption happens locally in your browser, and the password is never transmitted.

Not yet. Scanned or photographed statements are images and need OCR, which is being built as an optional step. Native PDF e-statements downloaded from netbanking work today, and they are also more accurate — the text is already in the file, so nothing has to be guessed from pixels.

The row that breaks the chain is flagged instead of being silently dropped. A bank statement is self-checking: every balance must equal the previous balance plus credits minus debits, so a fully green table is provable evidence that no transaction was missed. That check is why the tool is called TieOut — you find out before the data reaches your books, not during audit.

Yes — converting statements to Excel, CSV and Tally XML is free today and needs no account or sign-up. There is no upload quota to meter, because there is no server doing the work.